You are on nail head there,.. i always lived on 90% of income early....80% later...50% now...put the other away...sometimes in investments....wasn’t easy sometimes.... paid off later..i hope...A lot of American's can't, either.
If you don't have much if any room for error, how big should your car payment be? Should you have cable? Should you be living in a house that pushes your limit to an uncomfortable level BEFORE a crash happens?
I just don't understand how the govt is supposed to bail everyone out. Granted, I'd rather see checks go to the people than the corps... But I understand how it's all tied together.
I just think the answer is ultimately personal responsibility. No one is responsible for the virus and it's wreckage, but we're all responsible for our own overhead. I have a feeling that there's a lot of American's that don't quite understand the difference between needing and wanting (In many cases that is me as well)
Needing and wanting..hugh differences....
Right..no one is responsible for viru...but a lot could be responsible for spreading virus....another big difference