"We don't have the money" is still being looked at from the wrong perspectives. Bama has been "outbid" where other schools were willing to pay more up front but not necessarily for the entire "deal." They've been outbid on the totals as well. Otherwise, they are right there with other schools in a competitive market.
How each is program structuring their revenue sharing and NIL deals? In my opinion, that's the view that everyone needs to adopt. (And, the way revenue sharing is structured this season will be different next season. They changed the rules again recently.)
What you may not like, but it is a possibility, is seeing a Bama team that's equal in terms of monies spent but they are only paying 65 players where other schools are paying 85. I DO NOT expect to see Alabama carry 105