🧑‍🤝‍🧑 / 🏡 emails I get that I don't understand.

[TerryP]

Am I late on a payment?

 

[Nothing_But_A_Winner00]

This is why I always make them send paper. They spend money and I win.

 

[It Takes Eleven]

Am I late on a payment?

View attachment 29287

Not until November 13th...

 

[rick4bama]

Did you view your current statement?

 

[TerryP]

Did you view your current statement?

I've paid that card off ... just thought the email was funny. Heck, thinking about charging something on it just to maintain that open line of credit.

 

[Rsedge72]

Yeah it’s kinda crazy. Several years ago a credit card I only used for emergencies lowered my credit limit drastically for lack of use. This in turn dropped my credit score by damn near 80 points!!!! I think that’s been changed now, but dang!!!!!

 

[TerryP]

Yeah it’s kinda crazy. Several years ago a credit card I only used for emergencies lowered my credit limit drastically for lack of use. This in turn dropped my credit score by damn near 80 points!!!! I think that’s been changed now, but dang!!!!!

When you don't need to finance anything but you are paying attention to what it takes to finance something.

 

[Rsedge72]

At that point in my life I was really worried about my credit score. Now not so much.
I’ve got a mortgage at 4.25%, while I’m making a little over 5% on my money. That’s the only reason I gave a mortgage…

That’s the only best I have…

When I decide to really hang it up, I’ll pay off the mortgage

 

[Krimson]

Gonna put this in the i don't understand category. How does 1 box not arrive at the same time?

 

[Justneedme81]

At that point in my life I was really worried about my credit score. Now not so much.
I’ve got a mortgage at 4.25%, while I’m making a little over 5% on my money. That’s the only reason I gave a mortgage…

That’s the only best I have…

When I decide to really hang it up, I’ll pay off the mortgage

Dang. I'm in my new house that I've been in for 3 years.... interest rate is 3.5 Dang!

 

[Rsedge72]

Dang. I'm in my new house that I've been in for 3 years.... interest rate is 3.5 Dang!

Yeah I got in my new house almost 2 years ago. Just when the interest rates started to move…

 

[Krimson]

View attachment 29360
Gonna put this in the i don't understand category. How does 1 box not arrive at the same time?

Found out it's straight outta Temu

 

[TerryP]

At that point in my life I was really worried about my credit score. Now not so much.
I’ve got a mortgage at 4.25%, while I’m making a little over 5% on my money. That’s the only reason I gave a mortgage…

That’s the only best I have…

When I decide to really hang it up, I’ll pay off the mortgage

Dude. Got stories here. I came pretty close to taking on another one recently, in Memphis. Old girlfriend. This close.

I got this feeling ... resembled what it's like deciding on which wedge to pull. I wasn't comfortable. I walked...so, single again.

I haven't seen a mortgage payment in over fifteen years. I could "upgrade." I can't answer the question, "why?"

 

[Rsedge72]

It was just time for a new house…

Most all my family is in the construction business (a family full of GC’s). I’ve built all my houses except for this one. My brother built this one. I make six figures with every house. I live in them anywhere from 2 to 6 years. This one I’ll be in for the long haul I think, everything is for sale when it comes down to it. My dad is in his mid 80’s and he’s talking about doing it one more time. I do mortgages as long as the interest rates are right. If I don’t have one and the rates are low enough I’ll take one out. I also carry a HELOC all the time in case I come across anything big I might want. That way I dont have to touch “my money” and I get the money on the HELOC immediately no penalties.