No. I haven't.
I've heard high praise for Ramsey. When it comes to a podcast like his? It just doesn't fit with when (what I'm doing) I listen to podcasts. My listening choices tend to follow my entertainment choices: now it is football predominantly with some early basketball shows working their way into my loop.
One exception I should add. I tend to look, at least weekly, to see who Rogan has on his show. Much like my preference for long form articles I like his format (extended conversations that range in subjects versus a 15 minute spot. (Kennedy, who has some good content, could be used as an example of the opposite.)
Here's the thing, Mike. I have followed those steps but it wasnt' because of what he has said or written. To me, it's basic stuff and I certainly don't mean that to come across as "haughty."
I pulled the seven up for reference.
- I've been keeping an emergency fund since before I could drive.
- I HATE owing anyone, anything.
- Another emergency fund for his #3. I've been doing that since the house was built in an area that has seen a few hurricanes.
- Investments...we probably see differently here, Dave and I. Not in the practice, but how and where.
- Children's college fund. I've already buried my children (though not in the traditional sense unless traditional includes missionary.)
- Paying off the house is found in his second baby step.
- Build and give...subjective definitions here. IE: I give more time than money.