Interesting that their insurance is secondary to their personal insurance. I am sure it's a way to save some costs, but I would have thought the health of our athletes is #1 and we spare no expense to keep them healthy and front the bill before it even remotely came close to hitting a family's insurance. So I'm guessing these families have to pay their deductible and the whole 80/20 deal, then Alabama steps in? I'm hoping I just read that wrong, and that there is no out of pocket expense for the athletes and their families.