🏈 College Football Bowl Projections: Full list of matchups, playoff predictions - On3

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With America celebrating another birthday in three days, here’s an early birthday present for ‘Merica: my initial bowl projections for On3.
What’s more American than hot dogs, apple pie and America’s College Football Insider providing bowl and College Football Playoff picks for all 82 teams? Hard-working Americans shouldn’t have to wait three days for Independence Day when I can project the Independence Bowl matchup (it’s Big 12 vs. Conference USA this year).

For those new to my bowl projections, keep in mind these are not perfect. At least not yet. I wait to unveil those until we’re a couple of months into the season.
Enjoy the 4th. Before you know it, it will be late August and I’ll have my updated projections before the season starts.

College Football Playoffs​

First Round (Dec. 19-20)
No. 12 Boise State at No. 5 Texas
No. 9 Oregon at No. 8 LSU
No. 11 Utah at No. 6 Clemson
No. 10 Miami at No. 7 Alabama

Quarterfinals
Cotton Bowl (Dec. 31)
AT&T Stadium in Arlington, Texas
No. 4 Ohio State vs. No. 5 Texas
Orange Bowl (Jan. 1, 2026)
Hard Rock Stadium in Miami Gardens, Fla.
No. 1 Notre Dame vs. 9 Oregon
Rose Bowl (January 1, 2026)
Rose Bowl Stadium in Pasadena, Calif.
No. 2 Penn State vs. No. 7 Alabama
Sugar Bowl (Jan. 1, 2026)
Caesars Superdome in New Orleans, La.
No. 3 Georgia vs. No. 6 Clemson

Semifinals
Fiesta Bowl (Jan. 8, 2026)
State Farm Stadium in Glendale, Ariz.
No. 1 Notre Dame vs. No. 4 Ohio State
Peach Bowl (Jan. 8, 2026)
Mercedes-Benz Stadium in Atlanta, Ga.
No. 2 Penn State vs. No. 3 Georgia

National Championship (Jan. 19, 2026)
Hard Rock Stadium in Miami Gardens, Fla.
No. 3 Georgia vs. No. 4 Ohio State (Georgia winner)

College Football Bowl Projections​

LA Bowl (Dec. 13)
Inglewood, Calif.
Oregon State vs. San Jose State
Salute to Veterans Bowl (Dec. 16)
Montgomery, Ala.
Miami, Ohio vs. Southern Miss
Cure Bowl (Dec. 17)
Orlando, Fla.
UCF vs. USF
68 Ventures Bowl (Dec.17)
Mobile, Ala.
Western Kentucky vs. Troy
Myrtle Beach Bowl (Dec. 19)
Conway, S.C.
East Carolina vs. James Madison
Gasparilla Bowl (Dec. 19)
Tampa, Fla.
Arkansas vs. Virginia Tech
Famous Idaho Potato Bowl (Dec. 22)
Boise, Idaho
Colorado State vs. Toledo
Boca Raton Bowl (Dec. 23)
Boca Raton, Fla.
Memphis vs. Arkansas State
New Orleans Bowl (Dec. 23)
New Orleans, La.
Appalachian State vs. Liberty
Frisco Bowl (Dec. 23)
Frisco, Texas
UConn vs. South Alabama
Hawai’i Bowl (Dec. 24)
Honolulu, Hawai’i
UNLV vs. Georgia Southern
GameAbove Sports Bowl (Dec. 26)
Detroit, Mich.
Michigan State vs. Buffalo
Rate Bowl (Dec. 26)
Phoenix, Ariz.
TCU vs. Minnesota
First Responder Bowl (Dec. 26)
Dallas, Texas
Louisiana vs. UTSA
Military Bowl (Dec. 27)
Annapolis, Md.
North Carolina vs. Navy
Pinstripe Bowl (Dec. 27)
Bronx, N.Y
Iowa vs. Pitt
Fenway Bowl (Dec. 27)
Boston, Mass.
NC State vs. Tulane
Arizona Bowl (Dec. 27)
Tucson, Ariz.
Northern Illinois vs. Fresno State
Pop-Tarts Bowl (Dec. 27)
Orlando, Fla.
Texas Tech vs. Louisville
New Mexico Bowl (Dec. 27)
Albuquerque, N.M.
Texas State vs. North Texas
Gator Bowl (Dec. 27)
Jacksonville, Fla.
Auburn vs. Georgia Tech
Texas Bowl (Dec. 27)
Houston, Texas
Oklahoma vs. Iowa State
Birmingham Bowl (Dec. 29)
Birmingham, Ala.
Missouri vs. Oklahoma State
Independence Bowl (Dec. 30)
Shreveport, La.
BYU vs. Jacksonville State
Music City Bowl (Dec. 30)
Nashville, Tenn.
Ole Miss vs. Illinois
Alamo Bowl (Dec. 30)
San Antonio, Texas
USC vs. Kansas State
ReliaQuest Bowl (Dec. 31)
Tampa, Fla.
Texas A&M vs. Indiana
Sun Bowl (Dec. 31)
El Paso, Texas
Florida State vs. Colorado
Citrus Bowl (Dec. 31)
Orlando, Fla.
Florida vs. Michigan
Las Vegas Bowl (Dec. 31)
Las Vegas, Nev.
Washington vs. Nebraska
Armed Forces Bowl (Jan. 2)
Fort Worth, Texas
Kansas vs. Army
Liberty Bowl (Jan. 2)
Memphis, Tenn.
South Carolina vs. Baylor
Duke’s Mayo Bowl (Jan. 2)
Charlotte, N.C.
Tennessee vs. Duke
Holiday Bowl (TBA)
San Diego, Calif.
SMU vs. Arizona State
Bahamas Bowl (TBA)
Location TBA
Ohio vs. Louisiana Tech